When using WeChat transfer
If this interface appears on your phone
Be sure to be vigilant
Explain that your current payment is at great risk
"15-minute cooling-off period" set by payment platforms
Very critical!
▲拦截示例1
▲拦截示例2
The gullible seller pays first
The goods did not arrive and the people disappeared
Xiaofang, a college student in a certain place, is a "shopaholic", and she loves to watch live shopping when she is idle on weekdays. Recently, Xiaofang took a fancy to a special product recommended by a certain anchor, but the product was sold out on major shopping platforms, so Xiaofang joined the anchor's fan group and wanted to ask if it was still in stock.
After joining the group, the "administrators" in the group took the initiative to get in touch with Xiaofang, saying that they had "spot" on hand and could sell it to Xiaofang at a "fan special price".
Xiaofang thought to herself, in this way, not only is the price lower and cost-effective than the "live broadcast price", but also she can get the goods she likes as soon as possible, which is a big bargain, so she hurriedly transferred the payment to the other party.
In the process of transfer payment, the payment platform system popped up a relevant prompt of "there is a risk of being deceived in this transaction", but Xiaofang did not care......
Unexpectedly, a few weeks later, Xiao Fang, who was full of anticipation, failed to expect the goods, but only got a red exclamation mark representing being blocked by the other party.
At this time, Xiaofang realized that the so-called "low-price discounts" and "spot second-time delivery" were just bait for scammers to fool themselves into paying money.
Risk Alerts identify anomalies
Calm down and don't be fooled
In order to prevent fraud from causing property losses to consumers, payment platforms have built a security risk control system that effectively identifies malicious accounts and transactions.
During the payment process, when the system identifies that the beneficiary's account has abnormal characteristics, the payment platform will remind or intercept the transaction risk of the user according to the degree of risk.
When the system identifies that the beneficiary's account is suspected of fraud or malice, the payment platform will intercept and protect the transaction, remind the user to pay attention to the safety of funds, and limit the payment user for 15 minutes.
During the transfer process of the payment platform
Risk warnings to be aware of
Today, mobile payments have become our primary tool for paying for everyday purchases, transferring money to friends, and even paying salaries. However, at the same time, we also have to beware of some possible scams in the transfer process.
The first scenario is when a prompt box with the words "Risk Warning" pops up during the transfer process.
This could mean that the other party is a high-risk account, which has been monitored by the payment platform's security system through big data analytics.
At this time, you need to confirm the identity of the other party or whether the other party is the person you plan to pay. If the other party cannot give an explanation that satisfies you, then it is better to suspend the transfer operation to avoid possible losses.
The second situation is that in the process of transfer and payment, a prompt box will pop up to display "The other party is suspected of fraud and violations, in order to ensure the safety of your funds and avoid being cheated, the current transaction cannot be carried out temporarily, please be cautious to confirm the transaction risk".
When you see such a prompt, you should stop the payment operation immediately, as it may mean that the account you are transferring money to is suspected of fraud.
Finally, remind everyone that before preparing to transfer money, be sure to carefully check the recipient's information. Before you fill in the amount and enter your password, make sure that the recipient is the one you want to transfer. While fully enjoying the convenience brought by technology, we must also learn to protect our own property security.
Source: Baidu Binzhou Internet Police
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