The people's living standards are growing day by day, and the choice of means of transportation is gradually enriched. In order to improve the efficiency of travel, buying a private car has become the choice of many people.

However, after buying a car, a strange phenomenon has happened: you will see that many families who buy a car will have an electric car to reduce the frequency of driving.

This is because ordinary people find that after buying a car, the long road to spending money has just begun.

A house can be said to be a fixed asset, but a car is a consumable, and the more times it is used and the longer it ages, the higher the cost of maintenance.

Many netizens shouted "I can't afford it, I can't afford it at all". So how much does it cost to buy a car?

1. The cost of buying a car

When buying a car, the biggest expense is the cost of the vehicle itself. Different brands, models, performance, etc., the cost is also different. In addition, what you must bear to buy a car is the vehicle purchase tax, which is generally used for fuel vehicles, and the amount is mainly paid according to a certain percentage of the car price.

As new energy vehicles are still being popularized, many places have given policy preferences, and the most important measure is that new energy vehicles can be exempted from purchase tax.

The vehicle license plate is a very important component, and only with the license plate can the vehicle be driven on the road in compliance. If you want to get a license plate for a new car, you need to pay a license fee. Some of them are handled through the traffic management office, and some are handled at the 4S store after purchasing the car.

The most important thing is the insurance premium, most novices will choose to take full insurance in the first year on the road, and veteran drivers will choose specific types of insurance on the road. Insurance premiums range from a few thousand to tens of thousands a year, mainly depending on the condition of the vehicle.

Vehicles are long-term consumables, and car maintenance also requires a certain economic foundation.

If the vehicle is used frequently, the most expensive thing is the fuel cost, which is also an important expense for the car.

If you drive to the company every day, within 10 kilometers away, plus occasionally go to farther places, the cost is conservatively estimated to be about 1,000 yuan a month.

This expense will be even higher for people who use more car scenarios.

Long-term use of the car may cause wear and tear, damage to parts, etc., or damage to the vehicle due to accidents.

At this time, the vehicle needs to be repaired, which is also a large expense in the process of maintaining the car, mainly according to the damage to the vehicle, and the cost paid is also different.

In addition, the parking fees and tolls of the vehicle are relatively small, but the long-term accumulation is also a large expense.

There are also non-standard driving behaviors of car owners, which will lead to vehicle driving violations. Not only do you need to deduct points, but there will also be a corresponding fine, which is also determined according to the driving situation of the car owner.

Second, what are the hidden consumption of car maintenance?

In addition to the above necessary expenses, there are also many hidden costs associated with car maintenance. These expenses are often overlooked by car owners.

Over time, the asset value of the vehicle will continue to depreciate. When the vehicle enters the second-hand housing market, the vehicle cost will be greatly discounted, and these depreciation expenses are also hidden costs in the process of maintaining the car.

When buying a car, many car owners do not have the financial strength to buy the car in full, so they will choose to pay in the form of a loan to reduce the pressure.

Depending on the term of the loan, the interest rate will also vary.

Since many people have a relatively long repayment period, the monthly repayment pressure is low, but they need to pay interest every month, and the accumulated interest is also a large expense.

In addition, if a traffic accident occurs while driving the vehicle, you will need to pay compensation for the expenses. This can also incur hidden costs that not only increase the financial burden on the car owner, but also create a negative credit record for the car owner.

If the vehicle is involved in a traffic accident, the corresponding insurance cost will also increase in the second year, which will increase the cost of maintaining the car.

According to cage statistics, it is normal for a very cherished car owner to spend 7 to 100,000 yuan within 5 years, and some can even exceed 150,000 yuan.

3. How to reduce the cost of using a car

From buying a car to maintaining a car, you need to pay a lot of costs during the period. In the scenario of daily car use, it is also necessary to optimize one's own car habits to reduce the cost of vehicle use.

When choosing a car, you can choose a vehicle with less fuel consumption, which can also save a lot of money in the long run. At present, the proportion of new energy in the market share is gradually increasing, mainly because of its energy saving and low consumption. Kinetic energy is mainly supplied through charging, which is much cheaper than fuel costs.

Of course, new energy vehicles for cold cities, there is a situation of power failure, this type of car according to the different circumstances of the individual to choose.

The owners themselves can improve their driving skills. During the driving of the vehicle, if it encounters traffic jams, acceleration, braking, etc., the fuel consumption is relatively stable, and the driving will consume more energy. Good driving habits make the vehicle fuel consumption relatively reduced.

The vehicle should be regularly maintained, regularly replace oil, air filter and other easily damaged parts, and check brakes, tire wear, etc. frequently. To ensure the safety of the vehicle, in the process of driving, it can also reduce the probability of accidents.

summary

When buying a car, you should purchase it according to your own economic situation and car needs. In the later stage of the car maintenance process, but also reasonable arrangements for travel planning, car owners should pay attention to personal driving habits, regular maintenance of vehicles, reduce the cost of vehicle use, effectively reduce the burden of car maintenance.